Insurance For Students Traveling Out of the Country

The number of students traveling abroad as backpackers has increased over time. Once the college examinations are over, an increasing number of students are opting for a tour around the world before going for further studies or for a job. One wise thing they must do is to insure their trip. Taking a travel insurance plan in no way reduces the adventure quotient of the trip. When one travels in other countries, particularly for a longer period, many things can go wrong. It is absolutely impossible to foresee which of the things are likely to go wrong. It is always better to take a suitable insurance plan for student travel.

Schengen Visa Travel Insurance

The best thing about the student travel insurance plan is that it is the cheapest among all insurance plans. Also the insurance does not confine itself to students. Faculties also can avail this mode of insurance, especially when they travel during a vacation. Also dependents of students can also avail this type of insurance plan. Normally student travel insurance covers common hiccups faced by the travelers like missing luggage, overseas hospital expenses in case of an accident, and missed or cancelled flights.

Since Europe is a continent rich in tourist attractions, naturally the tour around Europe extends for a longer duration. So, it is highly necessary to have a travel insurance plan while visiting Europe. When visiting Europe you must be aware of the Schengen visa agreement. This is an agreement signed between 15 European countries on March 25, 2001, for providing a common visa to the visitors and removing the border controls. In effect this means that when one visits these countries, the travel formalities need to be completed at the first country only. It will be automatically valid in other Schengen countries also. The nations come under the Schengen agreements are Austria, Belgium, Denmark, Finland, France, Germany, Greece, Iceland, Italy, Luxembourg, the Netherlands, Norway, Portugal, Spain, and Sweden.

There are a number of insurance companies that provide student insurance schemes for traveling through Europe. Generally, most of the plans are similar in their coverage. Normally, a typical student travel insurance plan will cover overseas hospital expenses and medical assistance, loss of money or luggage, loss of passport, air tickets, visa, credit cards, or traveler’s checks, excess traveling expense, and alternative travel expenses in case of missing flights or trains.

One can take a student travel insurance conveniently through the internet. There are websites that allow one to compare various plans from a number of insurance providers and zero in on the most suitable plan. When one books ticket through the internet, one needs to provide information like starting place and destination, date of journey, duration of the trip, age, and name of the collage or institution.

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